These are deposits that are deducted monthly only to be withdrawn by the 21st December of the year.

These deposits attract 10% interest rate per annum

These start from MK2, 000 monthly

Requirements:

• Fill a deposit deduction request form so that the amount is deducted from your monthly pay
• If the amount will be deposited by direct walk in through the branch no need to fill a form just walk in and create a Christmas deposit account