These are loans available anytime attract an interest of 5% with a maximum repayment of 2 months. Maximum amount is 100% of current shares with a cap of MK100, 000. This loan does not have a loan processing fee. To calculate how much the loan will charge please click here and select Advance loan; type in the loan amount and number of months you want the loan to be deducted with a maximum of 2 months. The details of deductions will display below

Requirements:

• Contact your closest branch to check how much loan can be taken

• Fill a loan application form

• Provide a current payslip

• To download loan application form click here

These are loans available anytime attract an interest of 4% with a maximum repayment of 4 months. Maximum amount is 100% of current shares with a cap of MK200, 000. This type of loan has a  processing fee of 4%. To calculate how much the loan will charge please click here and select Emergency loan; type in the loan amount and number of months you want the loan to be deducted with a maximum of 4 months. The details of deductions will display below

Requirements:

• Contact your closest branch to check how much loan can be taken depending on your shares and current loans if any

• Fill a loan application form and get it approved on salary deduction

• Provide a current payslip
• To download loan application form click here

Need Chitukuko to procure items for you? Then this is the type of loan you require. We buy items ranging from building materials, household items, car, etc. This is a long term loan and can be paid up to a maximum of 24 months and attracts an interest of 3.5% - 6% per month. These loans are disbursed anytime. Maximum amount is 200% of current shares.

This type of loan has a  processing fee of 4%. To calculate how much the loan will charge please click here and select Material loan; type in the loan amount and number of months you want the loan to be deducted with a maximum of 24 months. The details of deductions will display below

Requirements:

• Contact your closest branch to check how much loan can be taken depending on your shares and current loans if any

• Fill a loan application form and get it approved on salary deduction

• Collateral for loans over MK1,000,000
• Provide a current payslip
• To download loan application form click here

This is a long term loan and can be paid up to a maximum of 24 months and attracts an interest of 3.5% per month. These loans are disbursed twice a month. Maximum amount is 200% of current shares. This type of loan has a  processing fee of 4%. To calculate how much the loan will charge please click here and select Normal loan; type in the loan amount and number of months you want the loan to be deducted with a maximum of 24 months. The details of deductions will display below

Requirements:

• Contact your closest branch to check how much loan can be taken depending on your shares and current loans if any

• Fill a loan application form and get it approved on salary deduction

• Provide a current payslip
• To download loan application form click here

• Collateral for loans over MK1,000,000

 Blantyre and Zomba Branch Normal Loan Schedule Click here to download

These are loans are disbursed every Friday and attract an interest of 4% with a maximum repayment of 6 months. Maximum amount is 200% of current shares with a cap of MK500, 000. This type of loan has a  processing fee of 6%. To calculate how much the loan will charge please click here and select Usova loan; type in the loan amount and number of months you want the loan to be deducted with a maximum of 6 months. The details of deductions will display below

Requirements:

• Contact your closest branch to check how much loan can be taken depending on your shares and current loans if any

• Fill a loan application form and get it approved on salary deduction

• Provide a current payslip
• To download loan application form click here